(Post share from the IRATAD Blog)
We have all felt it. As the Christmas Holiday approaches, it seems as though our psychological limits get stretched. We have a chance to see what our psychological stock is really like. The parties, self and cultural imposed pressure to buy the perfect gift and provide exactly what we think another person may be expecting from us. With this, the all to easy method of purchasing the gifts with money that is not ours and that we will likely take the next twelve months to acquire. This is accompanied with a nice little reminder that comes in the mail every month that tells us how far we exceeded our financial limits.